Showing posts with label Money. Show all posts
Showing posts with label Money. Show all posts

April 2, 2018

The Heart and Soul Of The Matter

So I had a beautiful conversation with an older gentleman who works in a menial job for minimum wage for most of his life. 

But this person was shinning and smiling ear-to-ear. 

What happened, he got offered a job to work in a lovely school as their cook. 

He's been doing this as a special treat for the students once a year, and they decided to bring him on to do this full time. 

He pulled out his phone and proudly showed me a picture of himself in the classroom surrounded by all the children.  He was in an orange sweater and stood out in the middle of all of them and with a smile that lit up the entire room. 

He told me how the children thought of him as a celebrity chef and the teacher even organized autographs by him for the children.

His whole life, he questioned his worth, and now he felt recognized, appreciated, and loved. 

I told him that I thought he was indeed quite a special person. 

He said to me, you may have a talent or be special, but you have to recognize it--and he repeated aloud again at least three times emphasizing more and more on RECOGNIZE it. 

Surely, after so many years, only now was he being recognized and more so, recognizing it himself. 

Apparently, someone who worked in the school was also a renown food critic, and she had nothing but praises to sing of him. 

Talking with him, I felt my eyes being opened. 

Everyone can do good with their lives and have worth. 

We have to recognize it in ourselves. 

We need to just be given an opportunity to show it and share it. 

It doesn't matter what you are or earn.

It matters where your heart is.

For many, they earn gazillions, but their heart is a heart of stone. 

For others, they may earn minimum wage, but their heart is a heart of gold. 

It's not the money, it's not the power, it's not the prestige...it's the heart and soul of the matter. ;-)

(Source Photo: Andy Blumenthal)
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March 11, 2018

Three Legs of Quality of Life

So this is something that I am learning. 

Quality of life means perspective and balance. 

When people go to the extreme and focus all their energies on any one area almost to the exclusivity of the others in their life, it usually means they are going wrong. 

Some people are "party animals"--life is all about their fun, enjoyment, experiences (and even excessive partying, sleeping around, getting drunk and high), and their very immediate gratification. 

Others are all about work--climbing that professional ladder and earning more money, material goods, and more power is the holy grail and also the bane of their existence. 

And yet there are some people that are focused on faith, family, and community--they are mothers and fathers, religious students and clergy, community organizers and organizers of charitable events and giving. 

The problems is that people need multiple facets of their lives--yes, they need playfulness, interests, activities, hobbies, and fun and joyous times; at the same time, they need intellectual curiosity, professional contribution and achievement, and the wherewithal to be responsible and pay the bills; and very importantly, they need  social, spiritual, and emotional fulfillment from family, friends, giving, and faith. 

When a person stands on only one of these legs, like many seem to--they are on wobbly ground and are likely to fall hard and fast.  

Even on two legs, something is missing in their lives--they are standing tall, but not strong and stable. 

On all three legs, a person can be grounded and able to not just stand for themselves, but able to bear weight like on a stool, and they are can play music and sing and smile, knowing that they have a genuine quality of life that few ever really achieve. ;-)

(Source Photo: Andy Blumenthal)
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February 11, 2018

They Really Think They Deserve It

Sometimes I come across people with enormous wealth and power. 

Many wield it like they own it and deserve it. 

I wonder sometimes with billions of other people in the world without adequate food, water, plumbing, medicine, or a solid roof over the heads, how the mighty can think they are above it all. 

Do they look around--do they see anyone else but themselves?

They seem drunk with themselves and what they have--and very overconfident.

Worshipping self and all the honor and materialistic success--they forget where it comes from and what they are supposed to be doing with it to help others. 

Yet, G-d and His angels can strike in but a split second. 

Those that are high and mighty can be brought low and those that are in the depths of despair can be uplifted. 

But at the will of G-d Almighty.

At the top, people may erroneously think and come to believe that they are smarter or more deserving--and so what's theirs is theirs for the taking and keeping. 

They think "To hell" with everyone else--they are the little people. 

Perhaps, they even come to enjoy squashing them underfoot.

They really believe and savor the power and even think it's forever. 

Yet the wheel of life turns and often abruptly--illness, accidents, misfortune...it comes seemingly from nowhere when G-d breaths justice. 

How silly of the powerful and wealthy to think they are the untouchable and the forever mighty. 

G-d sees the good and the bad in the people--and ultimately, there is no escape from the King of Kings. 

Wealth and power are earthly and fleeting, but the will of G-d is all that endures. 

(Source Photo: Andy Blumenthal)
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January 14, 2018

Beyond Money

Okay, I don't impress easily, but I got to tell you somebody really did.

Tring to keep their confidentiality, let me just say this...

A couple returned some money to us, but they went truly above and beyond. 

They returned some money that technically they were entitled to, and I never would've imagined that they should give it back to us. 

When I saw the check and what they did, I really couldn't stop myself saying how amazing this couple is. 

They are a religious Jewish couple, and I just feel that what they did was such a "Kiddush Hashem" (their behavior is a sanctification of G-d's name in the world). 

Some people pretend to be religious on the outside, but inside their behaviors don't reflect it. 

In this case, the people were generally religious not just on the outside, but on the inside as well.

Their doing righteous literally was uplifting for my soul to see that there really are such incredible people in this world. 

Yes, some people are bad--do bad--and we can get not only disappointed but depressed that they seem to thrive anyway. 

So to see the good in people--extra good--it renews my hope in mankind and in G-d Above who shows us the way and can inspire us to behave morally and ethically amazingly.  ;-)

(Source photo: Andy Blumenthal)
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November 28, 2017

Turkish Lights




Just wanted to share these beautiful Turkish lights that I found in Hollywood, Florida. 

We had a delicious lunch at L'Chaim Asian Cuisine and Steak House--the honey chicken was to die for--OMG, it was like candy!

Afterwards, we walked about the shopping strip there and came across this store with these amazing lights. 

It was a hookah (not hookers!) store which I am completely not interested in, having never smoked a cigarette or anything my entire life--true!

But these light were gorgeous. 

I took these pictures and was even tempted to buy one--loved the colors and happiness of them. 

Held off for now, too many nice things, especially since we then followed up with a day trip to Sawgrass Mills today--what an unbelievably huge shopping and outlet mall.

I know it must definitely be time to head home soon, because the shopping experience down here is wearing me down--just kidding, but it's definitely a paradise not only for the beach, but for the shopping fun as well. ;-)

(Source Photo: Andy Blumenthal)
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November 22, 2017

It's About The People

The older (not that old) that I get, the more I realize that life and success is all about the people. 

Whether it's our families, friends, and colleagues--it's how we treat people and the relationships we form that count--and that enable us to achieve success together!

Many people just count their money instead of counting their blessings of hearts and souls. 

But while we certainly need a certain amount of $$$ to live, we really need ❤ to thrive. 

Today, before the Thanksgiving holiday, I just took a little time to walk around and talk with people here, thank them for their good work and friendships, and wish them a good holiday. 

It was such a little thing, but honestly I felt so good doing it. 

I am thankful for so many things this year, including all the wonderful people in my life who do so much to make my life joyous and fulfilling, but I am also grateful to G-d for continuing to open my eyes to what and who(s) that really count. 

(Source Photo: Andy Blumenthal)
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October 17, 2017

It's Gazillions Baby!

So being a millionaire is no longer anything.

You're still considered sort of a poor schlub!

Even a billionaire is not such a big deal anymore. 

It takes at least $2 billion to make it unto the Forbes 400 Richest Americans List

Further, a recent episode of CNBC Filthy Rich Guide asks who will become the world's first trillionaire!

They say trillionaire as in a number with "4 commas"--never really thought of it that way.

...but it's definitely a big,(1) big,(2) big,(3) big,(4) big number.

Jeff Bezos of Amazon with $90 billion currently in the bank and growing fast is forecasted to be the one who will make it. 

So no longer are we betting on which mega corporation--Apple (with a current value of almost $830 billion)--will become the first trillion dollar company.

We are talking individuals with that much moolah too. 

So with the median net worth of Americans a measly $69 thousand dollars, it's no wonder that billionaires like Mr. Wonderful (Kevin O'Leary of Shark Tank) calls more than one entreprenuer looking for an investment, a cockroach!

What's a shame is not only the complete social inequity and class system that we have and that continues to grow with those in McMansions and others homeless, but also that so many can't see that what's really important is not the beautiful pocketbook full of money, but the decent soul filled with good deeds! ;-)

(Source Photo: Andy Blumenthal)
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October 7, 2017

Where Does Organized Religion Go Wrong

So I am definitely someone who is spiritual and tries to be faithful to G-d.

I believe, He is my creator and sustainer and that we are here to learn and grow our soul before it goes back to Hashem. 

Yet often, like so many others now-a-days, I find organized religion to be a turn-off. 

Why?

1) There is a consistency and sincerity problem.

To some people, I believe it's partially the rote and robotic nature of some of the practices--where we just do it, because we are told to do it, and we do it over and over and time after time, again--even when we don't feel it in the moment, and even if we do other things that are not so right in other areas of our lives.  

In contrast perhaps, there can be more spontaneous and genuine feelings and actions, in the moment and every moment--that come from the heart and the soul of the person and directly to G-d--and they are consistent whether we are in a religious setting to how we treat others and how we act in business. 

In other words, we just don't follow the rules, but we live them fully and integrated with ourselves and all situations we find ourselves in. 

2)  There is a money and power problem.

In some religious environments, all people are not created equal or treated equal. Instead, the say, the attention, and the honor goes to the powerful and the rich, who are courted for their donations and their votes to the institution and the spiritual leader. Who gets talked up? Who is given the honors at the religious rituals, at the events and the dinners, and with their communal "peers"? 

In other cases, it's not just money and power that talks, but who is outwardly the "most religious" and presumably walks the walk.  If you but "seem" more religious than the next guy, then you are elevated and exalted in the religious community.  

Instead, what happened to welcoming and caring for everyone--to everyone being children of G-d--to each person having a soul and their personal life challenges. Why can't we treat everyone as religiously worthwhile and give everyone a chance to learn and grow in their own way from their starting point and to their destination?  

Religion should be the one place that isn't a competition with others. 

Religion is ultimately between man and G-d!

And only G-d knows what is inside man's heart and in his soul--and what his actions really are all the time and what they truly mean in context and in essence

I welcome G-d in my life, because I:

- Have faith in Him and that ultimately He has a master plan and that everything is for the good 
- Love Him for giving me the chance to learn and grow my soul to be better
- Fear Him for when I do something wrong in my life and need a course correction 

I wish for a time and transformation when religion would not just be based on outward manifestations but on being sincere and consistent in people's lives, and where people would no longer be superficially judged and (mis)treated because they are themselves and on their G-d given paths. 

If only we could religiously love, rather than endlessly judge, each other, oh what a heartfelt and inspiring religion that would be. ;-)

(Source Photo: Andy Blumenthal)
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September 29, 2017

Party With Cookies Like It's The End Of The Fiscal Year

It's funny, today the last business day of the fiscal year...

That means that this time of year is a lot of stress on a lot of people.

So what do they do?

Well, while a lot of people are reaching for the do-re-mi ($$$) to earn and to spend before the books close, others are reaching for the plain old (cookie) dough. 

This week for example, there was a big cookie party!

So much stress, so little time.

That seems to translate into cookie days, and carbohydrate weeks. 

This isn't just the end of the fiscal year, but a potentially fatty, dangerous time too. 

The timing is also weird because of the juxtaposition to Yom Kippur tomorrow which is a fasting day with NO food or water for 25 hours.

Better eat some more cookies now (or not). ;-)

(Source Photo: Andy Blumenthal)
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September 14, 2017

What Women Want From Men?

So I was talking to this nice gentleman.

He was telling me that he lost his wife of over 27 years to cancer--this happened over 15 years ago. 

And since then, he had a girlfriend who recently broke his heart and married someone else. 

I felt really bad and sorry for this nice man--who is always so friendly and intelligent.  

He says to me:
"Over the years, I've learned what women want from men."

I ask him inquiringly:
"And what is that?"

He's obviously glad that I asked, and he proceeds to tell me:
"Women want two things: curiosity and security."

Not understanding what he means by the first one, I ask:
"What do you mean curiosity?"

He looks intently at me and says:
"Women want to talk, and they want to know what's going on."

He explains to me that if you talk and be a good listener to women and provide (your part) materially in a stable relationship with them--they will be happy and you will be happy. 

This is sort of the "Happy wife, happy life" idea that I've heard before. 

Listen, even at this stage in my life, with a wife and two lovely daughters, I can still learn something about what makes women happy...teach me the pearls of wisdom and I will learn it well. ;-)

(Source Photo: Andy Blumenthal)
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September 6, 2017

Learning To Save For A Rainy Day

This was so funny coming across this big bright red piggy bank in a thrift store. 

What a blast from the past!

I remember having one of these as a child. 

My parents taught me to put my allowance in to save for the future. 

When it accumulated $10, the metal door on the bottom would open and we could put the money in the bank.

It was like a game to try to get to the magic amount and get the register to pop open.

In those days, the bank had little books for your checking and savings accounts, and when you deposited the money, you'd get a line printed with the deposit and new balance printed in the dot matrix print of yesteryear. 

Again, these were all good lessons about savings and seeing the benefits in the toy register or in your bank book.

Maybe these were things that initially inspired me to get my bachelors degree in accounting.  

The discipline of numbers was great, but it was never as exciting as the promise and hope of ever new technology, but that's what added up at the time to me. ;-)

(Source Photo: Andy Blumenthal)
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September 2, 2017

It's Just Bling

So sitting in synagogue today, my friend Jacob said something very interesting to me.

He was talking about some very wealthy people with multi-millions and even billions. 

And then he says, you know what the difference is between the rich and everyone else:
"Nothing!"

I asked him what he meant by this.

Then he starts listing off to me like this:
"Well, they live in a home, and you live in a home.
They drive a car, and you drive a car.
They eat food and you eat food."
And it was amazing how smart his words were, and it hit me how right he was. 

It's all sort of just in our minds.

Their homes are bigger and nicer; their cars are more luxurious and fancier; their food is better and tastier...but what difference is any of that really.

We both have a roof over our heads to protect us from the elements and a nice place to sleep. 

We both have a car that gets us from here to there and back again. 

We both have food and drink to fill our bellies and nourish us. 

Isn't the rest just a bunch of bling?

It's branding and marketing and the sense of luxury that some are better and have more than others. 

But beyond the essentials, we really don't need any of that!

What we do need is our relationships--people we care about and love and who love us. 

The ability to have a deep impact on others. 

To influence them and make a difference in their lives--in what they do and how they treat others. 

The ability to help people and society. 

The bling is just bling. 

The ability to love and influence that is true wealth. ;-)

(Source Photo: Andy Blumenthal)
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July 20, 2017

I Got The Call

I got the call!

But not the one that I always wanted, which is to serve at the very highest echelons of government or/and industry for those values and things which I so hold dear. 

No, instead I got the call that my professor in college warned me about. 

He said:
"You will get a call one day from someone asking for a lot of cash--no questions asked! At that time, you will know who you're real friends are."

So I actually got this call (for real) and in the middle of my work day.

This person who contacts me is considered quite affluent and with an extensive network, and I know him/her for only a relatively short time

Person:
"You know you're like family to me Andy...I need $2,000--in cash--by 7 pm. I'll pay you back $500 on Friday and the rest by Monday."

Me (Stunned):
"What--is this a joke or something?"

Person:
{Repeats again the request}

Me:
"OMG. What's wrong--is everyone okay? Are you in any trouble?"

Person:
"Uh, everyone's fine...don't ask me any questions--there's no time for this now."

Me {Reaching for some humor in this bizarre situation}:
"Oh, only $2,000--I thought maybe you needed $2 million--that's no problem, of course."

Person:
"Please don't make jokes now Andy--this isn't funny!"

Me {Trying once again to get some more--any--information}:
"Can you just explain to me what's going on--I really want to understand, so I can help you."

Person:
"Do you have the cash or not?"

Me: 
"To be frank no. I don't keep any cash around. {Inquiring to learn more...} Could you take a check or something else?"

Person:
"No. Listen, can you go to the ATM now?"

Me {frustrated by the abruptness, lack of sensical communication, and pushiness, as well as more than a little suspicious at how this is all going down}:
"Well the ATMs have a cash limit. Also, I would really need to check with my {lovely} wife first,"

Person {seeing they weren't getting what they wanted when they wanted it}:
"Okay, well if you can't help, I'll just call someone else--thanks {hanging up on me}!" 

WOW!

Despite having trusted this person and feeling very hurt by all this, I still called the person back later that evening to follow up and because I truly cared, and they were still not any more forthcoming with me, and in fact, were quite attacking that they were sorry to have called me.

But I wasn't sorry...my college professor was right on, thank G-d--I do know who my friends are!

Whether its a lunch date, LinkedIn/Facebook contact, or social invitation, be discerning about the motives of people--outside of any sane and normal context--that are seeking to "friend" you. ;-)

(Source Photo: Andy Blumenthal)
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May 29, 2017

Things Still Happen

So I know that I'm stating the obvious, but still I can’t help but reflect…

No matter how successful people are, things—bad things—still unfortunately happen.

This weekend, I read about how tragedy struck Uber's founder and CEO—of a $70 billion company--and he lost his mother in a freak boating accident. 

A few years back, Facebook’s, powerful Chief Operating Officer and billionaire lost her husband on a treadmill in a hotel.

Other famous people, like superstar icon, Michael Jackson, died at a young age from an overdose. 

Life events can G-d forbid overtake us suddenly and with devastating impact. 

It’s scary, and it just never seems to end (B’AH).

No matter who you are or how rich and powerful, G-d is the most powerful.

While we can control only what we can control, there is no escape from ultimate fate that awaits when it is so decreed by the One Above—it should all be in His ever-bounding mercy. ;-)

(Source Photo: Andy Blumenthal)
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May 20, 2017

Mine and Yours

In synagogue today, we read from Pirkei Avot ("Ethics of Our Fathers").

And I talked with my friends at lunch about one passage from this timeless wisdom.

There are 4 types of people:

1) "Average Joe"


What's mine is mine, and what's yours in yours. 

Someone described this as "his and her--separate--accounts."

2) Stupid


What's mine is yours, and what's yours in mine. 

Ah, this is just someone whose plain old confused.

3) Wicked


What's mine is mine, and what's yours is mine.  

One guy described his ex-wife this way.

4) Righteous 

What's mine is yours, and what's yours is yours.  

We all agreed this is the meaning of life--to be kind and giving to others.

What type of person are you? And what type of person do you want to be?  ;-)

(Source Photo: Andy Blumenthal)
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May 15, 2017

Better A Mensch Than Money

Here is a lesson that I learned when it comes to love...

Better a mensch than all the money in the world.

Some people think that money is their Golden Calf.

They literally and practically worship it.

They are so greedy for it, hoard it, protect it, and believe in the power of it.

But what I say is you can choke on all the money!

Those who put the emphasis on money are sick and empty with materialism that means nothing in the end.

Better the love of a good, decent human being and best friend than all the money in China.

For money you can buy lots of meaningless things, but with a mensch you can have a potential for a life of real togetherness and even a chance at some soulful bliss.


(Source Photo: Andy Blumenthal)

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December 2, 2016

Some People Got Money


So we're in the mall, and right when you walk through the doors is a car in the entrance hall. 

This one is a lovely two-tone 2016 Rolls Royce. 

At just a measly $384,025!

Honestly, the car looked awesome. 

This was no Hyundai or Yugo.

The thing looked like a tank of art on wheels. 

What is amazing is that such an expensive car is on display in the mall...I mean who is the demographic they are trying to appeal to for this?

Well maybe it's not that bad, since another sign advertises a lease option for just $3,469 per month plus tax for 48 months with $30,000 due at signing...so that still runs you over $50K per year to drive this thing. 

Well I guess if you earnings millions, what's the big deal anyway!

And out of curiosity, as of 2009, almost a quarter million IRS filings (people and households) show earning of that much or more...nice for them, huh. ;-)

(Source Photos: Andy Blumenthal)
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October 24, 2016

Money Makes The World Go Round

I remember from years ago hearing this song called, "Money makes the world go around."

It's an unfortunate song. 

"The clinking clanking clunking sound."

Then this week, I saw this sign in someone's office. 

It was hung under a framed dollar bill, and said:

"VERY IMPORTANT MONEY FIRST"

It doesn't say G-d first, or family, or integrity, or compassion, or anything meaningful and good. 

No, instead just money. 

What is wrong with people?

Yes, we all need money to live.

Life isn't free. 

There are bills to pay and money to be saved for a rainy day.


But, "money first"???

"Very important!"

There is definitely something wrong with some people's values.

They think:

To hell with doing the right thing if you can make lots of money.

To hell with being honest in business if you can make more money.

To hell with earning a decent day's pay for an honest day's work.

No, to some misguided people, it's simply money first. 

And money also means power.

More, more, more...at almost any cost that is. 

Sell your souls to the devil for a buck fifty.

Is the temporary satisfaction that money can buy you really worth it.

No, money is not first, and never should be. 

Money is a means to an end, but never an end in itself.

Money is not the root of all evil, but perhaps underlying greed is. 

Take that awful sign down and the dollar bill in the shiny frame at the very top of the wall too! ;-)

(Source Photo: Andy Blumenthal)
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September 28, 2016

Wiping The Smug

How you ever seen someone with that unbelievable smug look on their face? 

They are almost glowing in hubris and elitism.

They have gotten away with something and they know it and think they are above earth and Heaven.

Feeling better, smarter, and mightier than everyone else around them. 

They have built a fortress of minions, money, and power. 

And nothing, they think, can bring them back to Earth. 

Through deals, cunning, intimidation, and even elimination of their rivals, they survive and thrive growing stronger with every kill. 

High and mighty, but G-d sees all. 

Arrogant and corrupt, but G-d forgets none. 

All humankind is connected and one.

As one sits in the dust of the feet of another. 

The wheel of life turns, and the roles reverse. 

The next person has the chance to act different and better.

To mend their soul and humbly influence others for the good. 

No one should be smug, because everyone serves. ;-)

(Source Photo: Andy Blumenthal)
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June 3, 2016

613 Stock Market

Someone challenged today about the number 613 (mystical, holy number of commandments in the Torah).

They said, "I would argue that you can pick any 3 digit number and get the same results."

They went on asking that it be "No variations in sequence, no breaks between numbers, no mathematics."

So here is perhaps an answer from Heaven--check out the closing change down in the S&P 500 today: Exactly 6.13!

You're turn. ;-)

(Source Photo: Andy Blumenthal with attribution to CNBC)

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