Showing posts with label Money. Show all posts
Showing posts with label Money. Show all posts

September 2, 2017

It's Just Bling

So sitting in synagogue today, my friend Jacob said something very interesting to me.

He was talking about some very wealthy people with multi-millions and even billions. 

And then he says, you know what the difference is between the rich and everyone else:
"Nothing!"

I asked him what he meant by this.

Then he starts listing off to me like this:
"Well, they live in a home, and you live in a home.
They drive a car, and you drive a car.
They eat food and you eat food."
And it was amazing how smart his words were, and it hit me how right he was. 

It's all sort of just in our minds.

Their homes are bigger and nicer; their cars are more luxurious and fancier; their food is better and tastier...but what difference is any of that really.

We both have a roof over our heads to protect us from the elements and a nice place to sleep. 

We both have a car that gets us from here to there and back again. 

We both have food and drink to fill our bellies and nourish us. 

Isn't the rest just a bunch of bling?

It's branding and marketing and the sense of luxury that some are better and have more than others. 

But beyond the essentials, we really don't need any of that!

What we do need is our relationships--people we care about and love and who love us. 

The ability to have a deep impact on others. 

To influence them and make a difference in their lives--in what they do and how they treat others. 

The ability to help people and society. 

The bling is just bling. 

The ability to love and influence that is true wealth. ;-)

(Source Photo: Andy Blumenthal)
Share/Save/Bookmark

July 20, 2017

I Got The Call

I got the call!

But not the one that I always wanted, which is to serve at the very highest echelons of government or/and industry for those values and things which I so hold dear. 

No, instead I got the call that my professor in college warned me about. 

He said:
"You will get a call one day from someone asking for a lot of cash--no questions asked! At that time, you will know who you're real friends are."

So I actually got this call (for real) and in the middle of my work day.

This person who contacts me is considered quite affluent and with an extensive network, and I know him/her for only a relatively short time

Person:
"You know you're like family to me Andy...I need $2,000--in cash--by 7 pm. I'll pay you back $500 on Friday and the rest by Monday."

Me (Stunned):
"What--is this a joke or something?"

Person:
{Repeats again the request}

Me:
"OMG. What's wrong--is everyone okay? Are you in any trouble?"

Person:
"Uh, everyone's fine...don't ask me any questions--there's no time for this now."

Me {Reaching for some humor in this bizarre situation}:
"Oh, only $2,000--I thought maybe you needed $2 million--that's no problem, of course."

Person:
"Please don't make jokes now Andy--this isn't funny!"

Me {Trying once again to get some more--any--information}:
"Can you just explain to me what's going on--I really want to understand, so I can help you."

Person:
"Do you have the cash or not?"

Me: 
"To be frank no. I don't keep any cash around. {Inquiring to learn more...} Could you take a check or something else?"

Person:
"No. Listen, can you go to the ATM now?"

Me {frustrated by the abruptness, lack of sensical communication, and pushiness, as well as more than a little suspicious at how this is all going down}:
"Well the ATMs have a cash limit. Also, I would really need to check with my {lovely} wife first,"

Person {seeing they weren't getting what they wanted when they wanted it}:
"Okay, well if you can't help, I'll just call someone else--thanks {hanging up on me}!" 

WOW!

Despite having trusted this person and feeling very hurt by all this, I still called the person back later that evening to follow up and because I truly cared, and they were still not any more forthcoming with me, and in fact, were quite attacking that they were sorry to have called me.

But I wasn't sorry...my college professor was right on, thank G-d--I do know who my friends are!

Whether its a lunch date, LinkedIn/Facebook contact, or social invitation, be discerning about the motives of people--outside of any sane and normal context--that are seeking to "friend" you. ;-)

(Source Photo: Andy Blumenthal)
Share/Save/Bookmark

May 29, 2017

Things Still Happen

So I know that I'm stating the obvious, but still I can’t help but reflect…

No matter how successful people are, things—bad things—still unfortunately happen.

This weekend, I read about how tragedy struck Uber's founder and CEO—of a $70 billion company--and he lost his mother in a freak boating accident. 

A few years back, Facebook’s, powerful Chief Operating Officer and billionaire lost her husband on a treadmill in a hotel.

Other famous people, like superstar icon, Michael Jackson, died at a young age from an overdose. 

Life events can G-d forbid overtake us suddenly and with devastating impact. 

It’s scary, and it just never seems to end (B’AH).

No matter who you are or how rich and powerful, G-d is the most powerful.

While we can control only what we can control, there is no escape from ultimate fate that awaits when it is so decreed by the One Above—it should all be in His ever-bounding mercy. ;-)

(Source Photo: Andy Blumenthal)
Share/Save/Bookmark

May 20, 2017

Mine and Yours

In synagogue today, we read from Pirkei Avot ("Ethics of Our Fathers").

And I talked with my friends at lunch about one passage from this timeless wisdom.

There are 4 types of people:

1) "Average Joe"


What's mine is mine, and what's yours in yours. 

Someone described this as "his and her--separate--accounts."

2) Stupid


What's mine is yours, and what's yours in mine. 

Ah, this is just someone whose plain old confused.

3) Wicked


What's mine is mine, and what's yours is mine.  

One guy described his ex-wife this way.

4) Righteous 

What's mine is yours, and what's yours is yours.  

We all agreed this is the meaning of life--to be kind and giving to others.

What type of person are you? And what type of person do you want to be?  ;-)

(Source Photo: Andy Blumenthal)
Share/Save/Bookmark

May 15, 2017

Better A Mensch Than Money

Here is a lesson that I learned when it comes to love...

Better a mensch than all the money in the world.

Some people think that money is their Golden Calf.

They literally and practically worship it.

They are so greedy for it, hoard it, protect it, and believe in the power of it.

But what I say is you can choke on all the money!

Those who put the emphasis on money are sick and empty with materialism that means nothing in the end.

Better the love of a good, decent human being and best friend than all the money in China.

For money you can buy lots of meaningless things, but with a mensch you can have a potential for a life of real togetherness and even a chance at some soulful bliss.


(Source Photo: Andy Blumenthal)

Share/Save/Bookmark

December 2, 2016

Some People Got Money


So we're in the mall, and right when you walk through the doors is a car in the entrance hall. 

This one is a lovely two-tone 2016 Rolls Royce. 

At just a measly $384,025!

Honestly, the car looked awesome. 

This was no Hyundai or Yugo.

The thing looked like a tank of art on wheels. 

What is amazing is that such an expensive car is on display in the mall...I mean who is the demographic they are trying to appeal to for this?

Well maybe it's not that bad, since another sign advertises a lease option for just $3,469 per month plus tax for 48 months with $30,000 due at signing...so that still runs you over $50K per year to drive this thing. 

Well I guess if you earnings millions, what's the big deal anyway!

And out of curiosity, as of 2009, almost a quarter million IRS filings (people and households) show earning of that much or more...nice for them, huh. ;-)

(Source Photos: Andy Blumenthal)
Share/Save/Bookmark

October 24, 2016

Money Makes The World Go Round

I remember from years ago hearing this song called, "Money makes the world go around."

It's an unfortunate song. 

"The clinking clanking clunking sound."

Then this week, I saw this sign in someone's office. 

It was hung under a framed dollar bill, and said:

"VERY IMPORTANT MONEY FIRST"

It doesn't say G-d first, or family, or integrity, or compassion, or anything meaningful and good. 

No, instead just money. 

What is wrong with people?

Yes, we all need money to live.

Life isn't free. 

There are bills to pay and money to be saved for a rainy day.


But, "money first"???

"Very important!"

There is definitely something wrong with some people's values.

They think:

To hell with doing the right thing if you can make lots of money.

To hell with being honest in business if you can make more money.

To hell with earning a decent day's pay for an honest day's work.

No, to some misguided people, it's simply money first. 

And money also means power.

More, more, more...at almost any cost that is. 

Sell your souls to the devil for a buck fifty.

Is the temporary satisfaction that money can buy you really worth it.

No, money is not first, and never should be. 

Money is a means to an end, but never an end in itself.

Money is not the root of all evil, but perhaps underlying greed is. 

Take that awful sign down and the dollar bill in the shiny frame at the very top of the wall too! ;-)

(Source Photo: Andy Blumenthal)
Share/Save/Bookmark

September 28, 2016

Wiping The Smug

How you ever seen someone with that unbelievable smug look on their face? 

They are almost glowing in hubris and elitism.

They have gotten away with something and they know it and think they are above earth and Heaven.

Feeling better, smarter, and mightier than everyone else around them. 

They have built a fortress of minions, money, and power. 

And nothing, they think, can bring them back to Earth. 

Through deals, cunning, intimidation, and even elimination of their rivals, they survive and thrive growing stronger with every kill. 

High and mighty, but G-d sees all. 

Arrogant and corrupt, but G-d forgets none. 

All humankind is connected and one.

As one sits in the dust of the feet of another. 

The wheel of life turns, and the roles reverse. 

The next person has the chance to act different and better.

To mend their soul and humbly influence others for the good. 

No one should be smug, because everyone serves. ;-)

(Source Photo: Andy Blumenthal)
Share/Save/Bookmark

June 3, 2016

613 Stock Market

Someone challenged today about the number 613 (mystical, holy number of commandments in the Torah).

They said, "I would argue that you can pick any 3 digit number and get the same results."

They went on asking that it be "No variations in sequence, no breaks between numbers, no mathematics."

So here is perhaps an answer from Heaven--check out the closing change down in the S&P 500 today: Exactly 6.13!

You're turn. ;-)

(Source Photo: Andy Blumenthal with attribution to CNBC)

Share/Save/Bookmark

April 23, 2016

G-dly Tattoo

So my daughter took this photo of someone on the train.

They had a tattoo that said Elokim--G-d's name in Hebrew--on their hand along their thumb.

Also, they had a second tattoo on the top of their hand that had the Star of David. 

Pretty dramatic, I think. 

But what a way to remember G-d and your religion all the time.

And I thought wearing a yarmulke on my head was something!

Anyway, just another thought for the day.

I was talking with a young person this week.

They said, how hard it was to be young and not know what was going to happen--what life had in store for them. 

I agreed that it was, but also added something that I had heard a number of years ago that:


When your young, you have health, but no money to enjoy it 

and when your old, you have money, but no health to enjoy it. 

The point is that at every point in life, we have our challenges, and we just have to make the most of what we got, when we have it. 

Ideally, of course, we have plenty of health and money--and the time to enjoy it with our family and friends.  

Happy Passover!

(Source Photo: Rebecca Blumenthal)

Share/Save/Bookmark

March 30, 2016

Need Some Money

Big banner advertising Money!

A Monopoly sweepstakes by McDonald's to draw customers. 

Sort of ironic a low-cost fast food provider "giving" money away.

But who doesn't need money? 

I remember the song as a child, "Money makes the world go round..."

Always distasteful at the focus in the world on money, instead of on being good decent people with a bigger picture on issues, suffering, and tikkun olam. 

Really, it's the tug of war between people's personal selfishness and the ability to exhibit selfless giving to others. 

Does a person need a certain amount of financial stability and security to be a better giver?

I guess that makes sense--if you have more and don't feel financially burdened and threatened at every turn in life, you can be more charitable with your own giving--not feeling pinched and vulnerable. 

Still, I think it's important to remember that money can certainly be at "the root of all evil" when it becomes the end rather than the means to a life of purpose, understanding, and compassion that goes way beyond our own little desires and selves. ;-)

(Source Photo: Andy Blumenthal)
Share/Save/Bookmark

February 17, 2016

Spending It All Down

So Parkinson's Law states that "work expands so as to fill the time available for its completion."

The more time you have on your hands, the longer it takes you to do something. 

I find this to be so true...like on a day off, I don't find myself typically getting any more done than on a regular work day. 

But what is true for time, also seems to apply to money. 

The more money you make, the more you need

And while you may get more or better quality for your extra bucks, you still don't have a lot in net savings. 

Thus in line with Conspicuous Consumption, we spend more on luxury goods when we have more money and we spend more of our leisure time on doing the same basic set of activities when we have more time to spend.

Either way, more time and money often means more wasting of each, with people finding it extraordinarily difficult to save when they have (too) much of either. 

Perhaps, that why the big time hip hop artist, Kanye West recently tweeted about being $53 million in debt.

Or why Benjamin Franklin said, "If you want something done, ask a busy person."

Your personal decision is what you end up spending your extra time and money on. 

The only real difference with time and money is that money you can put in the bank, but time passes whether you are busy or not.

Perhaps the best investment for both is to spend on education, experiences, on loved ones, and on helping others. 

(Source Photo: here with attribution to Parg)
Share/Save/Bookmark

January 16, 2016

Wanting It Too Much

It's funny how we all dream about something...

Money, honor, success, piety, large families, health, beauty, popularity, big houses, fancy cars, exciting vacations, and so on. 

Some people even dream of technology and big data, and wanting to either come up with "the next big thing" or simply have all the answers to everything. 

In the election session now, Saturday Night Live (SNL) frequently makes fun of some candidates at how much they desperately want to be president. 

I wonder though between the connection of wanting something so much and actually getting it. 

Does wanting it...led you to actually get it. 

OR

Perhaps, it actually can push it further away. 

One women who I was talking with told me that the more you want something, the less likely you are to get it, period.

You want it too much (you're greedy, narcissistic, or think you are somehow ultimately deserving and the world just owes it to you)!

The universe just won't let you have it when you are desperate for it. 

You have to be ready for it...cool with it...and most importantly, at peace with yourself, and then you can get where you want to be. 

There is something that rings so true about that. 

Desperation and success do not make good bedfellows. 

In fact, the more you know somebody wants something, isn't that just such a huge turn-off (you start questioning their motives and everything) and in a way you want to recoil and not give it to them. 

Sure, knowing what you want helps. 

Hard work helps. 

But being okay with whatever G-d decides for you is critical. 

You can't go with your head through the door!

G-d will either open or close the path to you...and all the kings horses and all the kings men won't make the difference in the end. ;-)

(Source Photo: Andy Blumenthal)
Share/Save/Bookmark

November 7, 2015

Don't Know When I'll See You Again

So in synagogue today, the Rabbi introduced this very old man to the pulpit to say a few words. 

Apparently, he was one of the founders of the shule. 

This grey headed, stooped man walks slowly forward carrying a small oxygen tank with wires dangling in his jacket and to his nose. 

The man stands on the dais and says:

"I am 91-years old, and the doctor says  I have this, that, and the other thing, and I am terminal. 

It was very hard for me to get here today in my condition, but I wanted to speak with you all. 

I have lived a good life, but not an easy life. 

My life was a rollercoaster--at one time I had six cars and another time just one car, for the most part I had enough money, but never a lot of money. 

Now, I ask myself what is really important. 

When I have shortness of breath then nothing seems so important anymore--and it is the simple things that really count. 

My son called the other day to tell me that he is being given more responsibility at work--not just his teaching responsibilities anymore--and he won't have time to call so often anymore. 

So while I've studied and explored all facets of thinking from Shintoism and Buddhism to communism and socialism, in the end, I realized that I have the Torah and am a just simple Jew from Fez. 

I wanted to be here with you today to ask you all for your forgiveness so that I can go on as I am very sick and am terminal.  

I don't know when I will get to see you all again." ;-)

(Source Photo: Andy Blumenthal)
Share/Save/Bookmark

November 1, 2015

Can You Have Too Much Money?

I took this photo inside a 16 Handles that sells frozen yogurt and toppings. 

The cashier had put out this cup for tips.

On the cup is a sign that says:

"Money is the root of all evil.  Cleanse yourself here.  Thanks."

Sort of a smart way to get people to give. 

Afterwards, I was mulling over whether it's true--is money "the bad guy" in life or what makes us do bad things?

Sure, people want money--and they usually like lots of it--they want to live "the good life" --with big houses, fancy cars, nice clothes, good food, exotic vacations, and financial security--how sweet it is!

And so often when people can't get it legitimately, they will resort to lying, cheating, and stealing to get it.

But fortune is just a facet of something larger that gnaws at people souls --and that is greed. 

People don't just want money, they are also greedy for power, fame, brains, brawn, sexual satisfaction, and a long (or immortal) life to enjoy it all. 

So probably greed is the real root of all evil and money is just one of the larger branches.

Perhaps that is why religion and piety is often associated with asceticism--avoiding indulgence--and instead devoting oneself more to spiritual pursuits in life and to servitude of G-d. 

Also of course, devotion to family, friends, and community--doing good deeds--giving and not taking--are held in high esteem for people looking for something more meaningful and devout in life.

Also, having recently seem some people with "too much of a good thing"--I realized that when people actually get all the material things they want and in such complete abundance--they can literally drown themselves in it.  

It's sickening after a while--literally--the law of diminishing returns kicks in, and the things that are so coveted just become overwhelming and poisonous to the person. 

I saw this in a movie once too where the person who stole from the king is punished by having swathes and swathes of molten gold poured down the person's throat--"You want it that bad, well here it is!"

There comes a point, a maturity, a depth, a realization, when a person just wishes for enough in life, for the people they love, and for happiness with them--they find genuine contentment--and that is something worth being greedy for. ;-)

(Source Photo: Andy Blumenthal)
Share/Save/Bookmark

August 16, 2015

Victorian Penny Car



I took these photos in Classic Motors of Washington, D.C. 

This car is made of Victorian Pennies from the U.K. 

The pennies are special (1837-1901) with an intricate design of British Queen Victoria. 

This car is one of only 9 in the entire world. 

The sign in the back window says, "This vehicle is not for sale."

It's got to be some job to get all those old pennies on this car. 

I remember when we were kids my sister had this long green plastic container for collecting pennies.  

Pennies already back in those days were worthless, and it was just a hobby to throw them in and see how many we could collect. 

After some years, the thing was so heavy, I could use it for my exercise routine.

So why do we still make stupid pennies...for classic collector vehicles?  

Old habits die hard, and the government is a big bureaucratic ship that doesn't turn on a penny or dime or whatever--I think that's the real reason we still do so many nonsensical things. ;-)

(Source Photos: Andy Blumenthal)
Share/Save/Bookmark

June 29, 2015

Beautiful Currency For A Thriving Modern Nation

So why is our dollar bill so darn green, grimmy, germy, and generally ugly-looking?

I took this photo of a painting of a pretty nicely designed (mock) $2 bill. 

Red, white, and blue--that's cool. 

Distinct, bold, shiny, and clean--now we're talking. 

We could have other bills in other color combinations, like Canada does--and it would be befitting to have a nice gold/silver combination for the really big bills.

And how about some modern representation of our republic--our technology, space exploration, medical achievements, advanced manufacturing, military prowess, world philanthropy, etc. 

Also, please-please weave in some antimicrobial agents to protect the people from all the sick germs being spread around on these things. 

If we already need physical currency and won't accept the transition to credit/debit cards, Apple Pay, and bitcoins, then at least make the dollar bill something to be proud of. 

We're so worried about whose picture (and gender--okay, it really is time for a women to be honored) is on or off the bill that we forget what the rest of it actually looks like. 

Obsviously with physical money, you need to build in security every which way to Sunday, but it's still a counterfeiting and money laundering nightmare, and we should be focused on cybersecurity where literally our whole financial system (and democracy) is in peril. 

Who really needs the physical greenback anymore unless your a bad person doing black market, under the table, shady deals anyway--for the rest of us, it's time to get with digital currency.

(Source Photo: Andy Blumenthal)
Share/Save/Bookmark

April 12, 2015

Live To Live or Live To Die?

In The New York Times today, David Brooks presents “two sets of virtues, the resume virtue and the eulogy virtue.”

The resume virtues are the skills you need to get ahead in the marketplace, and the eulogy virtues are “whether you were kind, brave, honest, or faithful.”


While we'd like to believe that most feel that being a decent human being is more important than how much money we earn, unfortunately our education and economic systems are geared far more toward the latter, where it's widely acknowledged that "money makes the world go round!”


In fact, many will often sacrifice the moral high ground for landing on a bigger, cushier hill of worldly possessions and pleasures. 


Interestingly enough, my daughter asked me last week, whether it is better to personally live a happy life but die with a horrible reputation or to live selflessly, struggling with life challenges, but be revered after you die?


To me the answer was simple--live, learn, and grow regardless of momentary personal happiness. Do what’s right, period--honor and chivalry is alive and well. 


But my daughter told me that over 90% of people polled chose their happiness in life as their #1 goal.


I suppose it's easy to say what's the point of leaving a legacy if you were not happy living your life every day, but I would counter with what's the point in chasing life's daily pleasures, if you were a bum and everyone knows it?


The point isn't even what people say about us when we are alive or dead, but rather that we know that we tried our best to live as decent, ethical human beings and that hopefully, we left the world a better place than when we got here.


Sure, there is no blessing in being poor or unhappy--but living purely to satisfy one's voracious materialistic appetite is just being a selfish little pig--come on admit it!


On your deathbed, will you wish you that in your life you had more money and status or that you had been a better, more giving human being? 


I say forget the resume and the eulogy, just think about what will really gives you peace of mind and inner happiness and it's more than any amount of money can buy or any seduction you can imagine.  ;-)


(Source Photo: Andy Blumenthal)

Share/Save/Bookmark

January 20, 2015

Buyer Beware, Else Buyer Remorse

Just a quick lesson I wanted to share from my grandfather.

He used to say (or so my dad used to tell me), "You open your eyes or you open your wallet!"

Put another way is that "A fool and his money are soon parted."

But I like the way my grandfather put it even better--easier to remember and no name calling involved! ;-)

(Source Photo: Andy Blumenthal)
Share/Save/Bookmark

November 29, 2014

A Richy Rich Reward

Check out this lost dog sign in Las Olas.

Do you notice anything unusual?

Look at the amount of the reward for finding this canine.

---Yes, $10,000!!!

A healthy Teacup Yorkie can run you as much as $2,000.

So this reward is 5x that and this kelev is on meds!

Amazing the meaning of money and dogs. ;-)

(Source Photo: Andy Blumenthal)
Share/Save/Bookmark