Learning To Save For A Rainy Day

This was so funny coming across this big bright red piggy bank in a thrift store. 

What a blast from the past!

I remember having one of these as a child. 

My parents taught me to put my allowance in to save for the future. 

When it accumulated $10, the metal door on the bottom would open and we could put the money in the bank.

It was like a game to try to get to the magic amount and get the register to pop open.

In those days, the bank had little books for your checking and savings accounts, and when you deposited the money, you'd get a line printed with the deposit and new balance printed in the dot matrix print of yesteryear. 

Again, these were all good lessons about savings and seeing the benefits in the toy register or in your bank book.

Maybe these were things that initially inspired me to get my bachelors degree in accounting.  

The discipline of numbers was great, but it was never as exciting as the promise and hope of ever new technology, but that's what added up at the time to me. ;-)

(Source Photo: Andy Blumenthal)

Learning To Save For A Rainy Day

Faces of The Metro and The Times

Do these people look happy and fulfilled or are they looking more vacant, exhausted, and miserable to you?

Is it the Metro? 
Is it Washington, D.C.? 
Is it their work? 
Is it family issues? 
Is it the economy?
Is it health problems?

For a superpower country with supposed incredible wealth, might, and freedom to enjoy it all--what the heck is going on.

Should we blame the politics and fighting? 
Should we blame the fake news optics?
Should we blame our gnawing adversaries (Axis of Evil Russia, Iran, North Korea...)?
Should we blame materialism and consumerism (and a corresponding lack of spirituality and values in our lives)? 

We have the greatest advances in history--revolutionizing energy, transportation, healthcare, communications, and more--so much to advance our well-being, to savor, and seemingly endless more to come. 

Why aren't people smiling?
Why aren't people jumping for joy more? 
Why aren't people even awake with eyes open to enjoy the life's journey?

There should be great hope in the future--with fruitful life there is hope and with hope there is excitement and joy--but without hope all is meaningless and lost.  

What is going on out there--psychologists, sociologists, anthropologists, clergy?

We are trying to do everything right.

So where are we going wrong-wrong-wrong? ;-)

(Source Photos: Andy Blumenthal)

Faces of The Metro and The Times

Driverless Cars - New Beginning or Part of The End

Driverless cars are exciting to so many.

But doesn't it also seem so boring?

There is a lot to be said for being the driver and doing the driving. 

We control the destination, trajectory, speed, etc.

Occasionally, there is even time to stop and enjoy the view. 

We've given up on doing or even knowing how to do so many basic things.

Probably 90% plus of us would fail at any sort of basic survival test. 

You can't hunt, you don't know how anything really works, and you don't even have a green thumb.

You'd be dead in under a week or max three. 

The only thing you do know how to do is sit at a desk, push papers, go to meetings, and post endless nonsense on social media--congratulations you're an imbecile!

When Axis of Evil North Korea, Iran, or Russia decide to hit us with an ICBM, EMP, or a massive cyber attack your gonna wish you knew something (anything) real, let alone how to drive a simple automatic. ;-)

(Source Photo: Andy Blumenthal)

Driverless Cars - New Beginning or Part of The End

It's Like Saving The Whole World

I saw this sign hanging prominently in a large local Baltimore hospital here (and it comes from the Talmud): 

"He who saves one life...It is as if he saves a whole world."

For doctors, nurses, and other medical practitioners, what greater purpose or joy in life than to save other human lives!

Each person is truly a whole world unto themselves...their thoughts, feelings, and their contributions!

Who knows what one single act of kindness or generosity from someone can have--what impacts down the line to one or even billions of others. 

Today, I have a friend that is undergoing a major operation in this hospital. 

My thoughts and prayers are with him. 

This is his third hospitalization in the last few weeks and it's time for the doctors--with G-d's help--to save his life.

I actually had something similar to this friend many years ago, but the technology wasn't there yet to diagnose it, and I had to have emergency surgery where they went in "exploratory" to find out what the heck was going on.

And thank G-d that they did--they literally saved my life at the time or I wouldn't be writing to you all today. 

I feel so grateful to G-d for his mercy to us and for giving us modern medicine and technology and all the wonderful people who work tirelessly to help all the sick people and to help save their very lives.

I am wishing the best of luck to my friend to come through this with a full and merciful healing.  ;-)

(Source Photo: Andy Blumenthal)

It's Like Saving The Whole World

Way Out Of Social Bounds

So on the 10th anniversary of the iPhone...

I want to say that the iPhone is probably one of the greatest inventions of all times...congratulations to Apple and especially to Steve Jobs!

I also want to say how far people have gone crazy in using these smartphones without any filters as to privacy or propriety. 

HERE IS A TRUE STORY THAT JUST HAPPENED :

We are in this building waiting for an elevator to come. 

A man comes around the corner speaking into his smartphone held at chest height with the speaker on blast!

He sees us, but apparently doesn't even think to pause the conversation or turn off the speaker and put the device to his ear.

Instead, we hear from the phone from what is apparently his immediate family member.

"That's right, it's a yeast infection!"

We are looking at each other like is this really happening or are we on Candid Camera or something.

And he respond still on with the speaker as we get on the elevator:

"A yeast infection, yeah, yeah, you better not let it get any worse."

Then from the phone:

"With these yeast infections, you know how it can be. I'll try to take care of it today,"

Him again, now as he's getting off the elevator:

"Well anyway, hope I'll be seeing you over later today."

My wife and I look at each other, and I blurt out after the elevator door closes:

"Yeah, yeah, I guess we'll be seeing you later today--with that yeast infection and all--hope it's not contagious!"

And we both start cracking up at how insane people are. 

While we can't (completely) help what people are over-hearing -and seeing through surveillance mechanisms on our smartphones, this guy with his phone, he didn't even flinch at the conversation he was having in the open on the speaker. 

It's a different day and age, and some people have no sense of boundaries anymore. ;-)

(Source Photo: Andy Blumenthal)

Way Out Of Social Bounds

Uber Overconfidence

As everyone knows, Uber is essentially--for now--a high-tech taxi company.

And high-tech tends to command high price.

But they are IMHO very overconfident of their position. 

And while I generally like taking Ubers, I would go so far to say that in many respects they are potential dead cab meat!

Why?

- Not because their leadership is in disarray and their founder and CEO was just forced to resign.

- Not because they have a disastrous corporate culture.

- Not because of their uber low or not profitable margins.

- Not because of the threat of autonomous driverless vehicles.

- Not because of the (alleged) stolen documents from Google.

- Not because Uber is (potentially) overvalued at nearly $70 billion (more than GM, Ford, or Honda)!

- Not because of its numerous competitors coming up from behind, including Lyft.

But a major reason is because:

They just gave you a not-so-hidden increase in price by tacking on a new tipping mechanism that will result in many people paying as much as a 20% hike to their overall fares.

Uber is now losing a sizable portion of their price point competitive advantage!

With the risks involved here, who could be so overconfident?
Perhaps, it's time to take a cab or hovercraft somewhere else. 

(Source Photo: Andy Blumenthal)

(All represents my own opinions)

Uber Overconfidence

The Cloud Pays Off

So for those of you who thought the cloud only pays if your a consumer of technology who is looking for scalability and flexible pricing models, think again. 

Bloomberg has an interesting article on how Adobe is growing their revenue by billions switching their apps to to the cloud. 

Instead of customers paying a one time purchase price for Creative Suite or Acrobat, now customers must pay for Creative Cloud or Document Cloud subscription fees that may sound small in the beginning, but really add up over time. 

And more than that, Adobe doesn't have to worry about wowing customers with the next upgrade in order to get them to make another purchase, because as long as their products are competitive, the customers will keep paying their subscriptions fees money month after money month.

What's better than making a sale to a customer?  Selling to them in a cloud subscription model that keeps paying and paying and paying. 

No wonder it's better to have your head and technology in the cloud--it's a true rainmaker! ;-)

(Source Photo: Andy Blumenthal)

The Cloud Pays Off

Entering The Oculus Rift Matrix

So this was my first time actually experiencing virtual reality. 

Using Oculus Rift and climbing this mountain...

I've got to say how incredibly fabulioso this was!

It is absolutely an immersive and real experience. 

When I looked over the side of the mountain and down at the water and "realized" how far up I was, I was freakin out. 

My feet were grabbing the floor like I was about to fall off the mountain and then I eventually did. 

This is the next big thing!

You can literally be anywhere and doing anything with this technology.  

The real world is not there. 

And now I believe more than ever, that just like we enter the virtual reality body and start to move around and interact in that make-believe world, so too our soul enters our human bodies and we are present in this material existence to experience the worldly wonders all around us. 

But like the virtual world, this earthly world is the playground for our earthly bodies are just a temporary vessel for us to face challenges, learn, and grow.

When the time is up, our souls depart our bodies and return to its maker, just like when the virtual reality game is over and we are back here. 

G-d is the greatest game-maker of them all, and we are copycats in every sense of the word. 

The body is the vessel, and the soul is the essence. ;-)

(Source Video: Dannielle Blumenthal)

Entering The Oculus Rift Matrix

A Little Wear and Tear

Despite a generally longer life expectancy...people still have lots of aches and pains already by midlife. 

Danielle Ofri in the New York Times points out:

"Our bodies evolved to live about 40 years and then be finished off by a mammoth or a microbe. [However,] thanks to a century of staggering medical progress, now now live past 80, but evolution hasn't caught up; the cartilage in our joints still wears down in our 40s and we are more obese and more sedentary that we used to be, which doesn't help."

I hear from so many people in their 40s that they are already getting knee and hip replacements; they have high blood pressure, diabetes, and are having heart attacks, and many even are seeing their first bouts of cancer.

So in many ways, the 40s really sucks!  

Many of us would be dead many times over already, if not for G-d's grace and the miracles of medical science and technology these days. 

So life is prolonged, and we even often get pain relief, while we are able to continue forward with our families, communities, and careers.

As we read in Psalms 39:4

"Show me, LORD, my life's end and the number of my days; let me know how fleeting my life is."

Perhaps that's what illness is...G-d showing us that we are just mortal and that life is short and we need to make the most of every minute. 

When everything is going just swell, how easy it is to become arrogant and forget how mortal we really are. 

My father used to say:

"G-d doesn't let any tree grow into the heavens."

By our 40s, when most of us are growing our families, careers, wealth, and stature--unfortunately, maybe we sort of need that kick in the pants from Above. 

G-d is our maker and our teacher, and he guides us to the end of our days, and hopefully they are reached with wisdom, meaningful contributions, piety, and love. ;-)

(Source Photo: Andy Blumenthal)

A Little Wear and Tear

Find Your Government Representatives, EASY

Wanted to share this useful tool...it's call My Reps. 

And you can find out YOUR county, state, and federal government elected officials.

All you do is type in your zip code. 

Get the names, address, telephone numbers, and even some emails for contacting your representatives about the issues you care about. 

This is what democracy is all about. 

Your officials represent you and they need to hear from you--let your voice be heard!

Great little app from the Center for Technology and Civic Life...thank you. ;-)

(Source Photo: Andy Blumenthal via My Reps website)

Find Your Government Representatives, EASY

Robotics Help The Paralyzed Stand And Regain Mobility

Some of the best work being done in robots to help disabled people is from Dr. Amit Goffer of the Technion University in Israel. 

ReWalk is a robotic battery-powered exoskeleton with motorized legs and hips that enable paraplegics to walk, turn, and even climb and descend stairs again--and is FDA cleared as of 2014. 

And UPnRIDE is a wheeled auto-balancing robotic device that enables quadriplegics to stand and be mobile. 

The inventor, Dr. Goffer, is himself paralyzed from the waist down due to an accident 20-years ago.

This has inspired him to create these absolutely amazing robotic devices to assist all disabled people who are wheelchair bound. 

Approximately 1% of the people are wheelchair bound that's 70 million! 

And surely, many more especially in the developing world need wheelchairs and don't have them.

So these amazing robotic devices have the incredible capacity to help so many people stand and regain their mobility and dignity again. 

These are nothing short of miraculous and a new beginning for so many people suffering from spinal cord injuries, multiple sclerosis, palsy, strokes and more. 

Being able to stand again is not only psychology healthy and helpful for mobility, but it may aid in preventing secondary conditions that wheelchair-bound people can suffer, such as osteoporosis, diabetes, heart disease, loss of lean mass and difficulty with bowel and urinary functions.

ReWalk has also received approval for coverage from the U.S. Department of Veterans Affairs for those qualifying and with spinal cord injuries. 

Hopefully, this is just the beginning for helping people around the world. Mobility is life! ;-)


(Source Photo: here with attribution to The Times of Israel)

Robotics Help The Paralyzed Stand And Regain Mobility

The Planetary Colonization Imperative

I read something so simple yet profound from theoretical physicist, Stephen Hawking (The Guardian).

First, he enunciated many of the threats we face these days, including:

- Accelerating technological change [I would elaborate that these include more advanced weapons of mass destruction and the means to deliver them]

- Automation, [robotics,] and rise of artificial intelligence

- Economic inequality, mass migration, job destruction, [and divisiveness] augmented by immersive social media that accentuates "Instagram [and Facebook] Nirvana" versus the real poverty and struggling of the masses, 

- "Environmental challenges: climate change, food production, overpopulation, the decimation of other species, epidemic disease, and acidification of the oceans."

In one sentence then, Hawking says it all about the high level of risk we face:

"We now have the technology to destroy the planet, but have not yet developed the ability to escape it."

His call to action:

"Perhaps in a few hundred years,  we will have established human colonies amid the stars. but right now we have only one planet. and we need to work together to protect it [and develop the means to eventually be able to escape it for the survival of humanity.]"

In short, we must get to and colonize other planets as quickly as possible, because it the realm of history, it's only a matter of time and our collective lives are depending on it. ;-)

(Source Photo: Andy Blumenthal Via National Geographic)

The Planetary Colonization Imperative

Hold On To Your Jobs

These statistics are dismal for manufacturing in the U.S. 

Today, public sector (government) employment is 22.2 million vs. just 12.2 million manufacturing jobs. 

In other words, there are 10 million or 80% more people employed by the government than making things in this country. 

This is the complete opposite from 1979 when government employed 16 million people and manufacturing had 19.6 million workers.

So just 37 years ago, manufacturing employment was 22% more than our public sector employment.

Manufacturing lost 37% of it jobs, while government grew 39%.

It hasn't been since 1989 that there was parity at 18 million between the two sectors. 

Lest you think that the loss in manufacturing jobs is due to automation and technology, the Economic Policy Institute states unequivocally:

"Trade, not productivity, is the culprit."

In the U.S. the annual trade deficit is over half a trillion dollars--we are hemorrhaging and no one has been even trying to stop the bleeding.  

If we send all our manufacturing prowess and capacity abroad eventually we are not only going to lose our capability to make things, our ingenuity to invent things, but our finances to pay for anything. 

Trade is a great thing when it is mutual and equal, not when it is one-sided and damaging to our economy and jobs. 

Bad political decisions mean a poorer future for our economy and our nation. ;-)

(Source Photo: Andy Blumenthal)

Hold On To Your Jobs

Computer Luminaries

I wanted to share these photo that I took at Micro Center, a computer and electronics store, outside Washington DC. 

On the wall are these pretty awesome photos of many of the founders and inventors behind modern-day computing. 

1) Doug Englebart - the GUI and Mouse

2) Dennis Ritchie - C and Unix

3-4) Dan Bricklin and Bob Frankston - Visicalc and Spreadsheets

5-6) Bill Hewlett and Dave Packard - HP 

7) Gordon Moore - Intel

8) Grace Hopper - First compiler that led to development of COBOL

9-10) Robert Khan and Vinton Cerf - TCP/IP

11) Steve Wozniak - Apple I and II

Of course, the following deserve a place of the wall of fame as well:

12) Steve Jobs - Apple

13) Bill Gates - Microsoft

14-15) Larry Paige and Sergey Brin - Google

16) Jeff Bezos - Amazon 

17) Mark Zuckerberg - Facebook

On one hand, these are people like you and I, who live, feel joy and pain, and one day die. In the end, we're all just flesh and blood, plus a soul that is our moral compass. 

But on the other hand, G-d has given some people special gifts to pass to mankind, like a master painter, musician, inventor, or holy person, whose worldly works are as near to G-dly as perhaps we can get outside of Heaven itself.

G-d must have a plan for us as he sends us these people--or more like angels--to guide our development and our destiny. 

Whatever G-d wants from us, we're definitely on a course to get there and that is comforting and a ray of hope for all of us. ;-)

(Source Photos: Andy Blumenthal)

Computer Luminaries

Robots, They Are Coming

I was so excited by this photo in the Wall Street Journal today.

YuMi, an industrial robot by ABB, is adroitly writing Chinese calligraphy. 

If you look at the photo and think for a moment, the notion of the robot doing and the person watching is truly prophetic of how we are evolving technologically and as a species. 

Yumi is made by ABB, a leading robotics company headquartered in Switzerland, that on one hand has over 300,000 robots installed worldwide, but on the other hand needs only 4,600 employees in 53 countries to produce all these fantastic and productive droids.  

This robot is a work of not just incredible science and engineering, but of art and beauty. 

It's sleek black and white build with two incredibly agile arms and hands plus a viewing camera, enables it to do small parts assembly or even fine calligraphic work. 

YuMi stands for "You and Me" working together, collaboratively. 

While we surely will work together, the flip side is that with robotics, some people (who don't make the transition to STEM) may not be working much at all. 

But of course, the positive side is that we are looking at an incredible capacity to do more and better with less! 

Leaving the innovation to humans, and the assembly and service to the bots, the bar will be raised on everything--both good and bad.

We will build greater things, travel and explore further, and discover ever new depths of understanding and opportunities to exploit.

But we will also edge people out of work and comfort zones, and be able to engage in new forms of conflict and war that only the power and skill of (semi-) autonomous machines could inflict. 

The robots are here, however, they are coming in much greater numbers, capabilities, and impact then we can currently fully comprehend. ;-)

(Source Photo: Andy Blumenthal via WSJ)

Robots, They Are Coming

Superman Leadership

This guy's socks were very cool.

If you can say that socks make the man then perhaps this is it.

Superman that is!

No special shirt, underwear, or cape required--the socks communicate it all. 

For the man of steel or one in the making (if worn at workout time).  

Then again, I was trying to imagine someone actually having the guts or nuttiness to wear these to the office.  

If they would, it probably be with the following in mind: 

I can do anything helpful to get the job done--

1) Rolling out cutting-edge systems and business process improvements faster than a speeding bullet

2) Creating positive change more powerful than a locomotive

3) Able to leap with integrity over organizational obstacles, red tape, and naysayers in a single bound

It's a change consultant. It's a corner office bureaucrat.  It's a "superleader!"

Up up and away...it can be done (even without the socks). ;-)

(Source Photo: Andy Blumenthal)

Superman Leadership

Technology Hope For The Future

Ok, this gives me tremendous technology hope for the future. 

This 4-year old kid is working diligently on her smartphone, while her mom is shopping not far away in the clothing store at the mall. 

She didn't seem to care about the clothes hanging all around her or the fun in the mall or really anything else at all...she was content with her tech!

And while I certainly believe in work-life balance and in kids being able to really jsut be kids, there was just something so amazing about the promise of technology, especially for those who are now growing up with it. 

After all, it was very cute how intent this kid was with all the technology power right in the palm of her hands, and I could easily see a budding CIO in the making here. 

And of course, with even better and more capable technology in the future. 

Through technology and belief, we can find hope in the impossible. ;-)

(Source Photo: Andy Blumenthal)

Technology Hope For The Future

When It Comes To Education, We're Just Playing Around

So I overhead a conversation of 2 young women in Starbucks talking about their college education. 

One of them while acknowledging that she enjoys her classes, says, "But I still don't feel that I am learning anything practical!"

He friends responds saying, "Yeah, all we learn is X+Y, but what does that do for us in real life?"

The first young women says, "They need to emphasize the practical things and teach us personal finances, fitness, healthy cooking, and so on."

The second young women starts repeating, "X+Y, X+Y, that's all they teach us!"

I couldn't help but chuckle at this point, even though it was sort of sad. 

The education system is known to be so bad in this country, especially until you get to college. 

We've gone from No Child Left Behind to Every Student Succeeds, but no matter what you call it--it's still a big C-R-I-S-I-S. 

According to Ranking America, the US ranks 14 out of 40 countries in education--behind Netherlands and Poland.

Moreover, we rank 2nd in ignorance about social statistics like teen pregnancy, unemployment rates, and voting patterns. 

Moreover, we are falling behind in our competitiveness ranking in science, technology, engineering, and math (STEM), and are now 27th in math and 20th in science out of 34 countries.

We can't innovate, improve productivity, and effectively compete if we are just playing around with our education system. 

If we don't change, X+Y may soon equal the bottom of the education barrel. ;-)

(Source Photo: Andy Blumenthal)

When It Comes To Education, We're Just Playing Around

What Path Are We On This July 4th?

Over and over again, I hear people say that as a country we are on the wrong path.

According to recent polls, around 70% think we're moving in the wrong direction!

Very pessimistic bunch or something more going on?  

Despite all the technology advances--from smartphones to video-on-demand, drones to 3-D printing--people are still feeling like things are a mess. 

And the upcoming election seems to have given everyone with half a brain, reason to pause. 

The world seems like a very dangerous place these days with a resurgent Russia, China, North Korea, Iran, and ISIS with your guess as to where terrorism of the day will be hitting. 

Moreover, weapons of mass destruction are proliferating from nukes to chemical and biological weapons...can anyone say $350 billion in the next 10 years to modernize America's nuclear arsenal? 

Deadly diseases from Ebola in Africa to Zika in South America are striking without warning and causing horrible sudden death and frightening birth defects in infant babies. 

The economy and politics of the world are grossly unstable with many banks now offering negative interest rates and Brexit tearing at the very core of the EU.  

Hundreds of thousands are dying in the Arab Spring and Middle East wars and millions of refugees are streaming to Europe and as far away as America. 

Ballooning national debts are leading to the looming bankruptcies of not only Greece, Spain, Ireland, and Puerto Rico, but also the 3 pillars of American entitlements: Social Security, Medicare, and Medicaid. 

Unemployment shows at a deceptive 4.7%, but yet anyone looking for a job knows this is far from reality, and robots, artificial intelligence, and automation loom large over any future prospects. 

Racism and hate are all too alive and well as tempers seem to be boiling over in city after city, with or without police shootings precipitating things. 

Already as a kid, I always used to ask my dad rhetorically, "What's gonna be?"

As an adult, I understand that this was a question born of the deterioration of the moral and leadership fiber of our society and a future that was far from certain in the inner city or beyond, along with the anxiety born of wanting to have some reassurance that things somehow would end up being okay. 

But things aren't okay in our f*cked up world!

Especially with political jockeying to gerrymandering, from sit-ins to sequestration, from pork-barrel projects to outright fraud, waste, and abuse...the system is getting so broken. 

Now when I think in my head, what's gonna be, my mom and dad are not here anymore to reassure me that everything will be alright, and frankly in this day and age, those reassurances would not even be able to ring true. 

We need change and hope, but perhaps we must look Heavenward for it to come, because down here, things are looking more like a creeping hell, than a heaven that awaits.  

But good people can help to change things...one good thought, word, and deed at a time. You and I can be influences for good, for a brighter tomorrow, for peace, for freedom and equality, and for prosperity for everyone that doesn't buy into the status quo and the spin and lies that sustain it any longer. 

This is our magic wand to wave and wave and make good times based on values and faith return again. ;-)

(Source Video: Andy Blumenthal)

What Path Are We On This July 4th?

State Of Education

So here's a sign at on the miserable state of education in America. 

"Develop Your English Skills For A Career In The Federal Government"

An advertisement in downtown, Washington, DC.

It's amazing that we can't assume proficiency in basic English skills.

Again, forget perhaps more challenging fields of the present and future such as science, technology, engineering, and math (STEM).

We can't even assume proficient English language skills for the Federal government in the Capital of this great country. 

Certainly, would understand the need for people with specialized foreign language skills for domestic positions as intelligence analysts and various overseas positions, but English???

There are more advanced degrees and certifications out there than over before, but are people really any smarter or ready for successful careers, life skills, and survival in modern-day America and the broader world. ;-)

(Source Photo: Andy Blumenthal)

State Of Education